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Pros and Cons of Buying and Leasing

Disadvantages of Car Leasing

• You don't own the car at the end of the lease.
• Your mileage is limited to a set amount, typically 12,000-15,000 miles a year (excess miles are paid for at the lease termination).
• Lease contracts are confusing.
• Leasing is more expensive in the long run (as opposed to buying and driving until the wheels fall off).
• Wear-and-tear charges can add up (paid at lease termination).
• It's costly to terminate a lease early if your driving needs change.

Advantages of Car Buying

• Pride of ownership — you can modify your car as you please.
• Car buying is more economical in the long run unless you buy and trade-in regularly.
• No penalty for driving excess mileage
• Increased flexibility — you can easily sell the car whenever you want.

Disadvantages of Car Buying

• Higher down payment is generally required.
• Higher monthly payments
• You're responsible for maintenance costs once the warranty expires.
• Trade-in or selling hassles when you're ready to get rid of your car
• More of your ready cash is tied up in a car, which depreciates, rather than an investment that appreciates.

Look to Edmunds.com for more valuable information and analysis!

Save Money With Proper Car Maintenance

Proper maintenance is key to saving hundreds or thousands of dollars on your car. There are very easy things to check once you are aware. Provided is a short list from consumerist.com which goes over the basic parts that need to be checked, how to check them, and how much it costs or could cost you if you don't. Click here to read the article: http://bit.ly/1nwb9S7

Should I get a Coupe or Sedan?

There are various things to consider when choosing between buying a coupe vs. a sedan. What factors matter most to you? Style? Space? Cost? Find out how these compare by reading this analysis by carsdirect.com. This will provide you with detailed information so you feel more informed and confident when purchasing your next vehicle: http://bit.ly/1nw5uLX

Choosing The Safest Car Seat

Protecting our children is a parent's number one concern. There are many types of car seats to choose from that fit many different cars in different ways. How do you know which to pick? Above is a graphic from safercar.gov depicting the recommended type of car seat by age. For more detailed information, click this link and learn about how to find the safest car seat for your child: http://1.usa.gov/1nw1cEl